Orthopedic Surgery San Diego is committed to delivering the best possible patient care. We strive to make our billing process as simple and easy as possible. Please feel free to ask questions once you have read through the following information. Credit card on file is a rapidly growing trend in the health care industry. The recent implementation of the Affordable Care Act and the Health Exchanges has resulted in a massive increase in patient deductibles; deductible is the money insurance companies want you to pay before your insurance policy kicks in. This means, although more people have insurance, each patient is paying more out of pocket than ever before for the health related services s/he receives. These factors are driving many doctors’ offices to either squeeze more patients into shorter periods of time or to stop accepting insurance. We have opted to create a third option for ourselves. We have decided to focus on becoming more efficient in our office processes instead. To be able to continue providing the services and care that you deserve in a sustainable way, our office has committed to working smarter. Looking at our own administrative expenses, the obvious first target for us is the amount of time and money that is spent on billing and collections. As such and as a matter of policy, we have implemented Credit Card on File. This policy entails patients to provide a credit card to our office that is maintained securely offsite.